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All agents are NOT alike! Find out why we are top real estate experts. Call us: Steven's cell 732-492-7108 or Florence's Cell 917-907-3641.
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Flo is an outstanding realtor and person.
Flo and Steve not only handled each and every situation professionally and competently...
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Holmdel, Colts Neck, Marlboro and Manalapan Information:
About Holmdel, Colts Neck, Marlboro and Manalapan - Moving to Holmdel, Colts Neck, Marlboro and Manalapan, New Jersey? Get info here... Facts About Feehold Facts About Colts Neck Facts About Manalapan Facts About Marlboro Relocating? - Free real estate information & relocation package if you're relocating to Holmdel, Colts Neck, Marlboro and Manalapan, in Monmouth County NJ. Go to Main Sitemap - Main sitemap sections include Find Holmdel, Colts Neck, Marlboro and Manalapan Homes, For Home Buyers, For Home Sellers, Holmdel, Colts Neck, Marlboro and Manalapan Information, Real Estate Resources, and About Florence and Steven Cataneo. School Reports - Reports for Holmdel, Colts Neck, Marlboro and Manalapan schools kindergarten, elementary, and high schools.
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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| A |
Price is Right Island was given away by Bill Cullen on "The Price is Right." |
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