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All agents are NOT alike! Find out why we are top real estate experts. Call us: Steven's cell 732-492-7108 or Florence's Cell 917-907-3641.
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Flo is an outstanding realtor and person.
Flo and Steve not only handled each and every situation professionally and competently...
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For Home Buyers:
Why Buyers Choose Florence and Steven Cataneo - Why homebuyers looking for a real estate agent in the Marlboro, Manalapan and Old Bridge area choose Florence and Steven Cataneo. Latest Listings - Get Florence and Steven Cataneo's latest Marlboro, Manalapan and Old Bridge listings of homes for sale first! Find Your Perfect Home - Florence and Steven Cataneo will search for your ideal home and email you the newest Marlboro, Manalapan and Old Bridge MLS listings of properties in Monmouth County NJ. First Time Homebuyers - Are you a first time homebuyer in Marlboro, Manalapan and Old Bridge, NJ? Choose a top real estate agent. Florence and Steven Cataneo can guide your home buying search. Single Professionals Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Marlboro, Manalapan and Old Bridge house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Marlboro, Manalapan and Old Bridge Homes, For Home Buyers, For Home Sellers, Marlboro, Manalapan and Old Bridge Information, Real Estate Resources, and About Florence and Steven Cataneo. 
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Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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| Q |
What famous American sign was originally erected as a real estate ad?
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| A |
The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland." |
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